Impound insurance

The Intermediate Guide to Impound Insurance

Impound insurance

The purpose of impound insurance is to allow you to release a car from the police pound. If you want to release your vehicle from the police pound, you will have to prove that the car is insured for at least 30 days before it can be retrieved.

Why are vehicles impounded by the police?

Police and other authorities such as DVLA have the power to impound vehicles. There can be a number of reasons why your car can be impounded including

  • The vehicle not being insured
  • It was not taxed
  • Parked on a public road
  • Using the vehicle in a careless and dangerous way
  • Driving by someone without a valid driving license
  • Parked on private land without a SORN (Statutory Off Road Notification)
  • Driving with an expired driving license

Does your standard car insurance cover you to release an impounded car?

If you have a standard car insurance policy, most insurance providers will not insure you to release your vehicle out of the police pound. You must have a special policy to release an impounded car.

Do you need impound insurance?

No matter what the offense, to release your impounded car, you must have insurance to drive it. If you don’t already have an annual insurance policy or your current policy will not cover impounded vehicles, you need to buy specialist impound insurance. Reasons you should have insurance

Most insurance providers will not offer insurance for impounded cars because impounded cars are seen as high risk by insurance providers. Hence, temporary insurance will turn out to be the best option.

You need special short-term cover to release your car. A standard temporary policy will not cover the release of an impounded vehicle because it is only 28 days in duration. You must have a minimum of 30 days of insurance to present in the police pound. Our temporary impound insurance gives you what you require to get back on the road quickly.

The quicker you act, the more you will save because you have just 7 working days to reclaim your car and the longer you leave your vehicle in the pound, the more money you will have to pay and storage charges will also increase. And after 14 days if you can’t retrieve your vehicle, your vehicle will be auctioned or scrapped. In such critical situations, insurance for impounded cars will turn out to be the ideal option. The procedure is easy and simple with insurance quotes are available in just a few minutes saving you money and time.

What is the cost to get a vehicle out of impound?

You will have to call the local police pound and get to know where it has been taken, or the NSL if it is affiliated with car tax payments to find out where your vehicle has been impounded.

You have to pay charges to release a vehicle which you have to pay within 1 day, you also have to pay extra for storage. It is necessary to keep in mind that you have just 7 working days to retrieve an impounded car. After 14 days, if you fail to do so, it will be scrapped or thrown away.

How to retrieve an impounded car?

Typically you will receive an impound letter when your car is awaiting collection. This letter will consist of detailed instructions and allow you to know which police pound your car is being kept at.

If you are not sure, it is ideal to check with the particular impound before your visit to see what they need. But honestly speaking to release an impounded car from the police pound, you are most likely to need:

  • Proof of ID
  • Valid driving license
  • Proof of vehicle ownership
  • A valid MOT certificate
  • Proof that your car is insured for a minimum of 30 days of insurance cover to release your car

Can someone else release your car on your behalf?

Yes, someone else can also release your car from impound. If you as the registered owner of the vehicle cannot collect your car. However, that person should bring the documents given above as well as

  • A letter signed by the registered owner that gives the person the authority to collect the impounded car on your behalf
  • A copy of your driving license or passport so the signature on the authority letter can be verified
  • A valid certificate of insurance which shows the driver collecting the vehicle on behalf of the registered owner is also shown as a driver covered under the insurance policy

Find insurance for impounded cars

Having your car impounded by the police can be a major discomfort and sometimes an expensive one. However, Release my vehicle can provide you with temporary impound insurance so that you can return to the road quickly, we provide:

  • Quick cover 
  • Cover for all drivers aged between 21-68
  • Cover for drivers with driving convictions

 How can you get impound insurance?

  • The driver should be aged between 21-68
  • Have a full UK driving license
  • The driver should be the registered owner of the vehicle
  • Have to provide proof of insurance requested by the police
  • The driver should not have 3 license points in the previous 3 years if the age is 21-25 and no more than 6 points if the driver is aged between 26-68
  • The driver should not be banned from driving in the last 5 years

 Kindly note that each insurance provider has its own eligibility criteria so you should read the terms and conditions carefully

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