2 wheeler loan

Bike Commuting And How To Choose The Best Bike

2 wheeler loan

Bike commuting is the most preferred mode of transport, considering its benefits. First, it is easy to maintain compared to a four-wheeler; it is a faster way to navigate through congested traffic routes. Customers’ preference for commuting on a two-wheeler also drives up its demand. The two-wheeler market offers many models that cater to customers’ requirements.

Due to financial constraints, many individuals may compromise on the bike’s features, brand or comfort. An excellent way to fund the purchase of a new bike is to apply for a 2 Wheeler Loan. A loan helps you finance purchasing a bike without disturbing your savings. 

Check the marketplace to understand the best financing options and the lowest Bike Loan interest rate before making a purchase.

How to Find the Best Bike for a Daily Commute?

Evaluate the following factors while choosing a bike:

  1. Cubic Capacity – Riding styles vary across individuals. While some may like sharp turns, others may fear them. You may want to test your skills as a professional rider and prefer commuters or entry-level sportbikes, which comprise 125-150cc bikes at the initial level. These can be followed by 200-250cc bikes, 500-600cc bikes, 1000cc bikes and above. But before making a purchase, ensure you have practical experience before moving to the next level.
  2. Place – It is critical to understand the two-wheeler requirements. While some bikes may be suitable for plain roads, others may be apt for desert trails or mountain expeditions. Purchasing a bike better suited for plain surfaces might perform poorly during rough patches or when taken out for trekking. Choose a bike that fits your requirements.
  3. Frequency of use – How frequently do you want to use your bike after making a purchase? While some may prefer to use two-wheelers for a daily commute, others, such as college students, may look to go out on trips occasionally using their vehicles. Understanding the frequency can help you determine the associated maintenance costs. For instance, people who look to use their bikes occasionally may experience lesser maintenance costs.
  4. Engine Displacement – Two-wheelers with a more significant engine displacement produce more power. However, bikes that produce more power are typically less fuel efficient. It is crucial you understand the priorities – whether you want to give more weightage to power or fuel efficiency. And then only make a decision.
  5. Rider’s Physique – Physique plays a vital role in selecting a suitable bike. Some riders may have a relatively shorter height and, therefore, may find it difficult to reach the pavement as the bike is stopped, while some others may not find the bike too comfortable for a long period. Evaluating bikes based on one’s physique helps in making efficient purchases.
  6. New or Used – Purchasing a new bike can be exciting. However, the price tag that comes along with it can be quite concerning. Beginners may want to set their hands first and prefer more economical options such as purchasing a used bike. On the other hand, experienced bikers may look to purchase new bikes for their cutting-edge tech-laden packaging. Buying a new bike can be more expensive than purchasing a used one. Although applying for a loan to fund either of the purchases helps you afford the same. 
  7. Price Tag – The most critical aspect of purchasing a bike is assessing which would fit your budget. This is why you should assess the maximum features you can get on your bikes under budget. Many financial institutions offer 2 Wheeler Loans to make purchasing easier. It is crucial to understand the loan terms and seek the lowest Bike Loan interest rate in such cases.

Conclusion

Bikes remain a preferred mode of transport among a large population. There are numerous products in the marketplace that comprise specific usage and features. Therefore, selecting the most suitable bike depends primarily on the buyers’ requirements, preferences and budget. Riders seeking a high-end bike may find their dream vehicle very expensive. Purchasing a two-wheeler does not require buyers to compromise on the brand or features. Buyers can fund their purchases through a 2 Wheeler Loan and look for low Bike Loan interest to make their purchase more manageable.

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